General Liability Insurance in Bradenton, FL
General liability insurance can help reduce the financial impact of claims involving bodily injury, property damage, and personal or advertising injury that may occur during your operations.
Standard policies typically offer coverage for the following: 
- Medical expenses if someone is injured on your premises
- Repairs or replacement if you accidentally damage someone else’s property
- Third-party claims of libel, slander, or copyright infringement
Debunking Common Myths About General Liability Insurance
Understanding your insurance coverage is essential. Unfortunately, several misconceptions about general liability insurance may leave owners vulnerable. We’ll clarify some myths so you can make informed decisions for your company.
- Myth 1: It covers all types of business risks. General liability insurance doesn’t cover professional errors, employee injuries, or damage to your own property. You may have to purchase separate commercial property, professional liability and workers’ compensation policies for these risks.
- Myth 2: Only large businesses need it. Businesses of all sizes in Florida face risks that could lead to costly lawsuits or claims. In fact, landlords and clients may require proof of general liability insurance before signing a lease or contract.
- Myth 3: It’s too expensive for small businesses. Cost is a common concern, but general liability insurance can be affordable. Premiums may be based on factors such as your industry, location and claims history.
- Myth 4: I won’t need this policy if I’m working from home. Running a business from home involves liability risks. Homeowners insurance typically doesn’t cover business-related claims. If a client visits your home office and is injured, or if your business activities cause damage to someone else’s property, you could still be held liable.
How We Can Help
At Cordero Insurance Agency, we assist business owners in Bradenton, FL to find suitable options based on an assessment of their needs and risks. We’re committed to helping you:
- Understand your policy and what it covers
- Identify potential gaps in your current coverage
- Adjust your policy as your business grows
Contact us today to get a personalized quote.