Business Insurance in Bradenton, FL
Florida businesses need insurance to manage risks and comply with state regulations. Cordero Insurance Agency provides coverage options that meet those requirements and your goals.
Is Business Insurance Required? 
Insurance may be required in numerous situations. Most Florida businesses need to carry workers’ compensation insurance to provide coverage for employee injuries, lost wages and other costs related to workplace accidents. State law also requires commercial auto insurance if your company uses vehicles for work. Other coverage, such as general liability insurance, may be required by work contracts or lease agreements.
What Does a Commercial Policy Cover?
Business or commercial insurance provides flexible coverage options for companies. A policy may be adjusted to match your business’s size, industry and goals.
To manage different risks, businesses can explore coverage options, like:
- Commercial property insurance may cover damage to buildings, equipment, inventory, and other physical assets resulting from various risks, including fire, theft, vandalism and other perils.
- General liability insurance may cover third-party claims for injuries, property damage or personal harm caused by your business activities.
- Professional liability insurance may cover third-party claims if your business commits an error, misses a deadline or provides negligent service.
- Business interruption insurance may help cover lost income and expenses if a covered event causes your business to close temporarily.
- Cyber insurance may assist with losses related to data breaches or cyberattacks.
Some other policies available for specific risks include:
- Inland marine insurance
- Employment practices liability insurance (EPLI)
- Commercial umbrella insurance
- Hired/non-owned auto liability coverage
If you own a small business, a business owner’s policy (BOP) may be worth considering. It combines commercial property, general liability and business interruption coverage under one plan.
How Much Does a Premium Cost?
Costs may vary based on your industry, location, claims history, number of employees, driving records, assets and the specific coverage and deductibles you choose.
Get Covered Today
Contact Cordero Insurance Agency today for a free quote.